問題文
A retail bank asks an architect to reduce manual effort in its loan operations team. Two steps dominate the team's time. Step A computes the debt-to-income ratio from fields already present in a structured application record and rejects the application when the ratio exceeds a published threshold. Step B reads free-text explanations that applicants attach to describe irregular income and summarizes the circumstances for an underwriter. Which allocation of Claude best fits the two steps?
選択肢
- Apply Claude to Step A and keep Step B as a rule-based keyword extractor.
- Apply Claude to both steps so that a single component owns the whole decision.
- Defer both steps until the bank can label enough historical data to train a custom model.
- Keep Step A as deterministic code and apply Claude to Step B.